Stop Mortgage Foreclosure

Unfortunately, the answer to that question is, it depends. Mostly it depends on what state you are in. Each state has different laws and timelines when it comes to foreclosure rights. You need to do your research and find out what those laws are in your state.

You can do this through online research and by contacting state and local agencies. Your state, city or county will likely have foreclosure resources for you. HUD is also a good place to look for help.

No matter what state you live in, part of your foreclosure rights includes the right to legal counsel. If you can afford it, this is a good idea. A qualified attorney will know about foreclosure law in your state. They should also be able to explain to you exactly where you are at in your foreclosure process, what legal rights you have, and what options are available to you.

You also have the right to ask your mortgage company to stop contacting you. Again, you will want to check the laws on this to see if they legally have to stop contacting you if you request it. You might want to send the request in writing and be sure to date it.

Technorati Tags: foreclosure rights

There are some critical things that you need to know about your foreclosure rights so that you can protect yourself and save your home. The laws in your state dictate many of these rights so becoming familiar with your state laws is critical. But the really important pieces are:

1. Knowing what the timeline is for foreclosure in your state. It starts with knowing when your mortgage company can begin foreclosure on your home. Can they start it after one missed payment or does it take a few months? Once the process is started, how soon is the foreclosure sale scheduled? After the sale, how long do you have to get out of the house? These are all important questions that you need to know the answer to.

2.  What specific rights do you have in your state? Can you file an intent to cure? This is something that you will file with local authorities that indicates that you intend to get the payments on the loan current. If your mortgage company will not talk to you, this can be something that is a last ditch effort to save your home. Does your state have a right of redemption period? If so, how long is it? A right of redemption means that if you can come up with all of the money (the entire loan balance plus fees) due the mortgage company, then you can save your home. If your state has one, this happens after the foreclosure sale is complete.

Technorati Tags: foreclosure rights

Tenants in a rental property that is being foreclosed on, have rights!

Duration : 0:1:21

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Technorati Tags: abuse, bank foreclosure, evicting, Foreclosure, real estate, short sale, Tenants rights, what are my rights?

Duration : 0:6:47

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Technorati Tags: Brian, Foreclosure, in, mpeg2video, rights, tenant, Williams1

In order to foreclose on a piece of property, the lender must proceed in a fashion that has been set forth in the statute of a given state to provide notice and an opportunity to redeem the mortgage. Find out how foreclosure rights can vary from state to state with help from a civil mediator in this free video on foreclosure law.

Expert: Robert Todd
Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions.
Filmmaker: Christopher Rokosz

Duration : 0:1:34

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Technorati Tags: bankruptcy, banks, Foreclosure, help, issues, law, legal, lenders, mortgages, proceedings

www briankortepl com 866 322 2164 The last thing your Lender wants is for you toseek a lawyer for legal advice Isnt calling a foreclosure defense attorney the first thing you should do A foreclosure defense attorney can explain your rights and options Do you want a foreclosure defense attorney to assert your rights Do you want your Lender to be required to comply with complicated statutory procedures as well as procedural rules and requirements that may greatly increase your likelihood of a successful result BUT YOU MUST ACT IMMEDIATELY An attorney only has 20 days from the date you received a mortgage loan foreclosure summons to stop your lender from applying for a procedural

Duration : 0:1:11

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Technorati Tags: attorney, bank, estate, Foreclosure, lawyer, real, sale, Short

UPDATE: July 11, 2009

on ‘no judicial immunity’

Courts enforcing mere statutes do not act judicially merely ministerial, having thus no judicial immunity, and unlike courts of law do not obtain jurisdiction by service of process nor even arrest and compelled appearance. Boswell v. Otis, 9 Howard 336, 348.

update on my foreclosure, (watch the videos below for some background

After the bank committed forgery by signing the same name (by 3 separate hands), on a proof of service which they claimed they posted on my door by court order, (but NEVER did), and after a sheriff posted a 5 day notice to vacate, BASED on this fraudulent proof of service, (which by the way was not only a forgery, but not even filed by the required deadline, and then backdated by the clerk of court), i was forced to file bankruptcy to put a ’stay’ on the sgeriffs to prevent them from forcing me out and to buy more time to build my case.

The banksters filed a motion to ‘lift my stay’, but then i was told by the bankruptcy court, that they withdrew it. I called the bankruptcy court every day for a week, to see if the bank tried to re-file it, (so that i might be prepared to counter them), and the clerk informed me that NOTHING else had been filed, and that NOTHING at all had been filed again.

Then yesterday i called again, and the clerks said that the bank had a motion to lift the stay all along, and that they had accidently filed it TWICE, and withdrew ONE..

can you say MANEUVRE?

AND

I also called the local court every day to see if any opposition to my complaints and motions to vacate the clerks default ( which the banks had gotten the stay based on with their forgery, perjury and fraud), they assured my no opposition or response had been filed, (their deadline to file opposition was monday, but i checked every day just in case the clerk decided to backdate something again… sure enough, they did it AGAIN!

This is an OUTRIGHT violation of due process and nothing more than the courts furthering the agenda of criminal syndacates called BANKSTERS, to fraud the people out of their property,

We all know the BANK (and there is really only ONE…..the IMF), are destroying the land we believed was free and our families fought for to own their own property thst NO ONE could take away from them, (that is the very fabric of what freedom mean, no one can TAKE what is yours), but the bank could not get away with it idf the courts were not comprised of their very own agents POSING AS JUDGES AND CLERKS who took oaths to PROTECT our RIGHTS and who purport to SERVE us.

I assure, they do not,

The courts do not serve the PEOPLE any more than the police, or your congressman, mayor, govenor, or your local POLICY enforcement agents ‘called’ peace officers.

It is not just the banksters destroying this country, but destroying this world, by implanting THEIR greedy psychopathic evil liars in the positiopns of power OVER the people they alledge to serve.

The judges work for the banks, and so do all the rest of them. This is how they get away with denying all due process and following NO LAW.

They are spineless cowards, greedy little satan serving demons.. and they WILL answer to a power so formidable that i even tremble to think of it.

Their sentences will be far worse in the end, than even the the millions of children and innocent women and men tortured and murdered by courts who uphold the agenda of these banksters and force the people to labor to fund this genocide and mayhem,, for their suffering will be for eternity.

Remember what it means to be brave… these banksters get away with it because the courts are COWARDS. Do you have the Bravery to stand up to judges, policy enforcement agents, congressmen, and evil kings?

Or will you roll over and obey them, so that you might just go along to get along one more day?

Duration : 0:9:59

(more…)

Technorati Tags: bail out, banks, corporate crime, courts, federal reserve, Foreclosure, fraud, GMAC, government, Mortgage, sovereign

UPDATE: July 11, 2009

on ‘no judicial immunity’

Courts enforcing mere statutes do not act judicially merely ministerial, having thus no judicial immunity, and unlike courts of law do not obtain jurisdiction by service of process nor even arrest and compelled appearance. Boswell v. Otis, 9 Howard 336, 348.

update on my foreclosure, (watch the videos below for some background

After the bank committed forgery by signing the same name (by 3 separate hands), on a proof of service which they claimed they posted on my door by court order, (but NEVER did), and after a sheriff posted a 5 day notice to vacate, BASED on this fraudulent proof of service, (which by the way was not only a forgery, but not even filed by the required deadline, and then backdated by the clerk of court), i was forced to file bankruptcy to put a ’stay’ on the sgeriffs to prevent them from forcing me out and to buy more time to build my case.

The banksters filed a motion to ‘lift my stay’, but then i was told by the bankruptcy court, that they withdrew it. I called the bankruptcy court every day for a week, to see if the bank tried to re-file it, (so that i might be prepared to counter them), and the clerk informed me that NOTHING else had been filed, and that NOTHING at all had been filed again.

Then yesterday i called again, and the clerks said that the bank had a motion to lift the stay all along, and that they had accidently filed it TWICE, and withdrew ONE..

can you say MANEUVRE?

AND

I also called the local court every day to see if any opposition to my complaints and motions to vacate the clerks default ( which the banks had gotten the stay based on with their forgery, perjury and fraud), they assured my no opposition or response had been filed, (their deadline to file opposition was monday, but i checked every day just in case the clerk decided to backdate something again… sure enough, they did it AGAIN!

This is an OUTRIGHT violation of due process and nothing more than the courts furthering the agenda of criminal syndacates called BANKSTERS, to fraud the people out of their property,

We all know the BANK (and there is really only ONE…..the IMF), are destroying the land we believed was free and our families fought for to own their own property thst NO ONE could take away from them, (that is the very fabric of what freedom mean, no one can TAKE what is yours), but the bank could not get away with it idf the courts were not comprised of their very own agents POSING AS JUDGES AND CLERKS who took oaths to PROTECT our RIGHTS and who purport to SERVE us.

I assure, they do not,

The courts do not serve the PEOPLE any more than the police, or your congressman, mayor, govenor, or your local POLICY enforcement agents ‘called’ peace officers.

It is not just the banksters destroying this country, but destroying this world, by implanting THEIR greedy psychopathic evil liars in the positiopns of power OVER the people they alledge to serve.

The judges work for the banks, and so do all the rest of them. This is how they get away with denying all due process and following NO LAW.

They are spineless cowards, greedy little satan serving demons.. and they WILL answer to a power so formidable that i even tremble to think of it.

Their sentences will be far worse in the end, than even the the millions of children and innocent women and men tortured and murdered by courts who uphold the agenda of these banksters and force the people to labor to fund this genocide and mayhem,, for their suffering will be for eternity.

Remember what it means to be brave… these banksters get away with it because the courts are COWARDS. Do you have the Bravery to stand up to judges, policy enforcement agents, congressmen, and evil kings?

Or will you roll over and obey them, so that you might just go along to get along one more day?

Duration : 0:9:59

(more…)

Technorati Tags: bail out, banks, corporate crime, courts, federal reserve, Foreclosure, fraud, GMAC, government, Mortgage, sovereign

I live in Panama City, Fl and my landlord is goin through foreclosure. She is waiting to hear back from her lawyer whether or not her mortgage company
is gonna work out a deal with her or not. I’m so confused on my rights as a tenant and need to know whether to continue to pay rent or go ahead and move on. Please help!

Prepare to move out. Your lease is invalid 30 days after your final notice to terminate residence.

Oakland City Attorney John Russo and Housing & Economic Rights Advocates Director Maeve Elise Brown talk about avoiding foreclosure rescue scams.

Duration : 0:1:31

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Technorati Tags: Advocates, announcement, attorney, Brown, City, Director, Economic, Elise, Foreclosure, Housing, john, lending, Maeve, Oakland, predatory, public, rights, Russo, scam, service