Archive for the ‘help with foreclosure’ Category

Renting Pre-foreclosure house without owner’s Knowledge. Going through a company? Help?

Thursday, March 11th, 2010

I’m currently renting through a company in California and found out that the house I’m renting in is not under the company’s name and that the house is a pre-foreclosure under someone Else’s name. Confusing I know. the cops came over today with the owner and told me and my family that we are living in a house that the owner did not rent out. I showed them my lease and they told me that I might go through a civil suit with the owner, the company, and us. So I’m kind of scared… I got Scammed and do not know what to do.

You have been scammed.

Move out as quickly as possible.

Be as cooperative as you can with the real owners.

If you’re lucky, you can get out without being sued.

Help Stop Foreclosure 4

Tuesday, March 9th, 2010

Help Stop Foreclosure Info Website is exactly that! Learn various tips
about avoiding foreclosure by learning the industry lingo. How to stop
foreclosure starts with your action. Do not wait time is not on your
side when you need to avoid foreclosure.Your knowledge on the methods
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here is to investigate the fact about legally staying in your home from
1-7 years without making a payment! Would that help you right now? Be
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short sale and loss mitigation to start. Preventing foreclosure or
avoiding foreclosure information is available but most people do not
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http://www.helpstopforeclosureinfo.com

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Foreclosure in ILL - I rec’d paperwork today?

Tuesday, March 9th, 2010

I am going through foreclosure in ILL and I’m super nervous. I sent in the modification paperwork and they did nothing with it. I am 7 months behind. I’m wondering what I could do now? Do I talk to the lawyer of the bank? or do I get my own lawyer and who do I get? I am sooooo stressing!!!
I need help. Please if anyone can help me with any info I would truly appreciate it!!!

Don’t panic. There are many other homeowners out there in the same situation as you. You need to get on the phone and start calling the various government agencies that have been set up to help homeowners stay in their homes. Also, call some lawyers and loan mod companies to see what they can do. The first call is usually for no charge and you’ll get a lot of useful information. I used http://credit-hub.net/LoanHelp with my loan and it worked out pretty well for me. Also, a lawyer could advise you about the pros and cons of a bankruptcy filing. You can get a no charge consultation by calling 877-323-0821 or going to http://bankruptcy-consultation.com

How can I get my lender to agree on a forbearance agreement to avoid a foreclosure on a 60 days late???

Sunday, March 7th, 2010

My wife went through a serious medical problem and the insurance did not cover the cost of the medical bills. We were unable to pay our mortgage, now it is almost 60 days late. We are worried and facing a foreclosure. How can we avoid it? Can the lender help with a back pay or add the back pay on our existing loan or modify our loan??? Has anyone been in this situation, please advice. Thanks.

Why didn’t u just be late with the medical bills instead of he house note.
You can try getting your loan restructured but considering how late u are it might be difficult or impossible.

We Can Help Stop Foreclosure! call now 484-818-9999

Saturday, March 6th, 2010

LOAN MODIFICATION - Roosevelt realty can help you to renegotiate your monthly payments to the bank and modify your payment structure to make it more affordable. call now : 484-818-9999

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We Can Help Stop Foreclosure! call now 484-818-9999

Saturday, March 6th, 2010

LOAN MODIFICATION - Roosevelt realty can help you to renegotiate your monthly payments to the bank and modify your payment structure to make it more affordable. call now : 484-818-9999

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foreclosure?

Friday, March 5th, 2010

my friends house is being foreclosed. they said it would be foreclosed july 15th. i called her today and they said there would be a grace period. i assume this is because the band doesnt want yet another foreclosure to deal with at the moment. how long are these "Grace periods" ? what will happen when they are foreclosed? what can i do for my friend? we are best friends, and i want to be as big of a help as possible but i understand this is hard and embarrasing for her and i dont want to be in the way. any advice would be helpful.
i meant bank not band
they owe about 250,000
i realize she needs to move but i cant just walk in the door and start packing boxes since they arent.
they arent really making attempt.
i am a friends first and mover second.

Hello, I believe the grace period is up to one year. If she won’t be able to pay the monthly due on the house (one year due : 1000/month will be 12,000.00 for a year) then the bank will take over. She will never get her right to the house. Her credit will be very bad and she may not be able to buy a house again for a long time until her credit will be good again. She could talk to her bank and negotiate if it’s still in the early time. She can borrow money from friends and family to pay for the months that she defaulted plus the interest. You can not do anything for your friend because she is the one who missed payments. Maybe you can help her move out or find an apartment first. Forclosure is an embarrashing situation even if generally not her fault. It is also heart breaking because of the effort, and money that is being lost. This is almost equal to having death in the family or having divorce or knowing a person is having a terminal ill. But inspite of that, this is way better compare to those, because the person can still recuperate from it and start over. If I were you, you sounds so sincere and very caring person, I will just listen and really make her feel that i understand, I will not tell her what to do or suggest that she should do this or that, because she knows what she should do, only she has to recuperate from it. But definitely, i will listen to her and understand her and maybe not mention about it unless she want to talk about it.

Mortgage Help To Stop Foreclosure

Wednesday, March 3rd, 2010

http://endforeclosure.us/help-mortgage Law Firm gives free mortgage help advice to stop foreclosure. Just Go to their site and find out how you can get mortgage help.

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What are some agencies or programs that can help with avoiding or stopping a home foreclosure?

Wednesday, March 3rd, 2010

I am not sure where to start on trying to get a loan modification so my home does not go into foreclosure. Are there any free programs or agencies that can help me get started?

There aren’t even any paid agencies that can do this for you. HUD and the Better Business Bureau are actively looking, have not found a single one yet.

You do this for free, but you do it with your lender. Call them up and ask for their modification package. Some mail, many have them online now, so you can download and print it up from your home.

How do I buy a small piece of a property that is in foreclosure?

Monday, March 1st, 2010

My next door neighbor just moved amid a foreclosure. The property line sits close enough that I only have enough room for a one-car driveway. To expand it enough to fit two, I’d need a couple feet from his property. How could I go about purchasing that land? Are banks willing to sell off such small amounts of land (two feet by 150 feet) and does it require city approval? Or, should I wait to deal with the new owner? It seems silly, but that small amount would really help.

I would chalk this up as "Probably not". To get that couple of feet, it will cost a few grand to have the property surveyed, recorded and deeded, and that’s not including the cost to pay the bank for the land.

The reason the bank will say no is simple: Until the recordation is complete, they’re stuck with the house they’re trying to sell, because they need the clear deed from the courthouse, and it takes time for things to get recorded fully. Wait for the new owner, and go from there