Comments on: If I file bankrupcy will that automatically stop the foreclosure sale of my house?

By: Thomas E

Thomas E — Sun, 01 Nov 2009 05:40:59 +0000

It ALWAYS someone else’s fault, isn’t it?

SIGH!

NO, it’s too late to get out of it now. It’s not as easy to file for bankruptcy now as it used to be - for the very reason that people used it as a loophole to deny their own financial responsibility.

Sorry. You’re just going to have to face the music on this one.
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By: CkBusiness19

CkBusiness19 — Sun, 01 Nov 2009 04:54:59 +0000

Yes. However, you MUST file a Chapter 13 bankruptcy, not a Chapter 7. Chapter 7 will not stop the foreclosure of your home. This case needs to be filed with all the required documents before 2:00 p.m. today.

Make sure you have the petition, all required schedules, all required documents and filing with you.

HOWEVER, check with the clerk of the court and make sure you can file today. In Cook County, Illinois, you must complete the pre-filing credit counseling course at least 24 hours in advance of filing your case.

THIS IS NOT AND SHOULD NOT BE CONSIDERED LEGAL ADVICE. IF YOU NEED LEGAL ADVICE, CONTACT A BANKRUPTCY ATTORNEY.
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By: Jerry BO

Jerry BO — Sun, 01 Nov 2009 04:38:59 +0000

Just remember. You can only file for bankrupcy, "once" in
every "nine years." Can you make the house payments
until the next time around. I hope that you can. <}:-})
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By: CHAZ2006

CHAZ2006 — Sun, 01 Nov 2009 03:49:59 +0000

No...once the sale is done, you no longer own the house
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By: teknodogg

teknodogg — Sun, 01 Nov 2009 03:22:59 +0000

maybe if you filed earlier…if the sale is set for today it could be some complication … either way you should contact a lawyer or ur loan office to get more details instead searching for maybe answers on yahoo! answers….good luck
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By: golfengineer3

golfengineer3 — Sun, 01 Nov 2009 03:12:59 +0000

you might be too late
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By: pats1fan_12

pats1fan_12 — Sun, 01 Nov 2009 02:36:59 +0000

ultamo whatever has it ….. but y r u filling bankrupsey it sucks…
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By: bobcat 007

bobcat 007 — Sun, 01 Nov 2009 02:09:59 +0000

yes, don’t worry about it, relax
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By: Kc Mrow

Kc Mrow — Sun, 01 Nov 2009 01:37:59 +0000

No. The forclosure process is too far gone! You waited too long. It takes a good couple months for a bankruptcy to be final and you have just plain waited too long for all of this, you will be losing your house, I’m surprised you haven’t been locked out of your house yet.
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By: cmsmec22

cmsmec22 — Sun, 01 Nov 2009 01:01:59 +0000

I don’t know if it will cover it.
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