http://www.ifilebankruptcy.com 888-288-0888 The attorneys at Koehler Law Offices understand that the bankruptcy procedure is confusing. They will help you understand the process before you make any decisions. New Albany, Indiana.
Duration : 0:1:5
In order to foreclose on a piece of property, the lender must proceed in a fashion that has been set forth in the statute of a given state to provide notice and an opportunity to redeem the mortgage. Find out how foreclosure rights can vary from state to state with help from a civil mediator in this free video on foreclosure law.
Expert: Robert Todd
Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions.
Filmmaker: Christopher Rokosz
Duration : 0:1:34
Join us as we walk the audience through the process of fighting for your home from foreclosure.
Host Shane Richardson
Special Guest Christine Springer MA
Want to know if your home is apart of MERS?
https://www.mers-servicerid.org/sis/search
Christine Springer is a paralegal and the founder of Desert Edge Legal Services, LLC, a legal services company based in Scottsdale, Arizona.
Christine spent the first ten years of her legal career working in prestigious law firms in both St. Louis and Phoenix, Arizona. In 2007, she founded Desert Edge Legal Services, LLC which served the small business community by forming legal entities and preparing legal documents.
Christine began watching the mortgage mess unfold in 2008, when loan modifications became popular. In 2009, she learned how to perform loan audits under the supervision of an attorney and now offers them to clients who are looking for solutions to their mortgage problems. She serves as resource and advocate for homeowners who need help in these troubling economic times.
http://www.foreclosureindustry.com/
http://twitter.com/cespringer
http://desertedgelegal.com/
http://www.linkedin.com/in/christinespringer
The Latest total of Donations:
PayPal balance: $654.65 USD YYYEEEAAA!!!!!!
PayPal Donation account is
shane@theurbansurvivalistshow.com
Thank you everyone for contributing to the show.
You are truly answered prayers being fulfilled.
Thank you,
Shane Richardson
Duration : 0:10:0
Join us as we walk the audience through the process of fighting for your home from foreclosure.
Host Shane Richardson
Special Guest Christine Springer MA
Want to know if your home is apart of MERS?
https://www.mers-servicerid.org/sis/search
Christine Springer is a paralegal and the founder of Desert Edge Legal Services, LLC, a legal services company based in Scottsdale, Arizona.
Christine spent the first ten years of her legal career working in prestigious law firms in both St. Louis and Phoenix, Arizona. In 2007, she founded Desert Edge Legal Services, LLC which served the small business community by forming legal entities and preparing legal documents.
Christine began watching the mortgage mess unfold in 2008, when loan modifications became popular. In 2009, she learned how to perform loan audits under the supervision of an attorney and now offers them to clients who are looking for solutions to their mortgage problems. She serves as resource and advocate for homeowners who need help in these troubling economic times.
http://www.foreclosureindustry.com/
http://twitter.com/cespringer
http://desertedgelegal.com/
http://www.linkedin.com/in/christinespringer
The Latest total of Donations:
PayPal balance: $654.65 USD YYYEEEAAA!!!!!!
PayPal Donation account is
shane@theurbansurvivalistshow.com
Thank you everyone for contributing to the show.
You are truly answered prayers being fulfilled.
Thank you,
Shane Richardson
Duration : 0:10:0
Join us as we walk the audience through the process of fighting for your home from foreclosure.
Host Shane Richardson
Special Guest Christine Springer MA
Want to know if your home is apart of MERS?
https://www.mers-servicerid.org/sis/search
Christine Springer is a paralegal and the founder of Desert Edge Legal Services, LLC, a legal services company based in Scottsdale, Arizona.
Christine spent the first ten years of her legal career working in prestigious law firms in both St. Louis and Phoenix, Arizona. In 2007, she founded Desert Edge Legal Services, LLC which served the small business community by forming legal entities and preparing legal documents.
Christine began watching the mortgage mess unfold in 2008, when loan modifications became popular. In 2009, she learned how to perform loan audits under the supervision of an attorney and now offers them to clients who are looking for solutions to their mortgage problems. She serves as resource and advocate for homeowners who need help in these troubling economic times.
http://www.foreclosureindustry.com/
http://twitter.com/cespringer
http://desertedgelegal.com/
http://www.linkedin.com/in/christinespringer
The Latest total of Donations:
PayPal balance: $654.65 USD YYYEEEAAA!!!!!!
PayPal Donation account is
shane@theurbansurvivalistshow.com
Thank you everyone for contributing to the show.
You are truly answered prayers being fulfilled.
Thank you,
Shane Richardson
Duration : 0:7:59
The point of a mortgage foreclosure is so that a lender can satisfy the debt of the mortgage that is on a home. Consider lengthening the term of a mortgage or contacting an alternative lender with help from a civil mediator in this free video on foreclosure law.
Expert: Robert Todd
Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions.
Filmmaker: Christopher Rokosz
Duration : 0:1:35
There is no law that requires a lender to read a hardship letter, but many want to see what the circumstances of an individual case were before considering granting leniency or refinancing. Use hardship letters to set forth the event that led to the failure to make mortgage payments with help from a civil mediator in this free video on foreclosure law.
Expert: Robert Todd
Bio: Robert Todd is the managing partner and president of Robert M. Todd, P.A. and Family Law Solutions.
Filmmaker: Christopher Rokosz
Duration : 0:1:35
VISIT TODAY AND DISCOVER AN EASY WAY TO AVOID FORECLOSURE ON YOUR HOME.
http://www.operationstopforeclosure.com/
SALE YOUR HOME. DEED IN LIEU.
mortgage, house, home, foreclosure, property, sell, recession, deed in lieu, building, loan, bankruptcy, modification, special forbearance, fixed rate, adjustable rate, interest rate, finance charge, short sale, delinquent, notice of intent, investment
Duration : 0:3:39
Facing Foreclosure on Your Real Estate Mortgage, Short Sale & Loan Modification are Alternatives. Hire an Expert Short Sale Negotiator, Experienced Real Estate Agent. Go To http://RealEstateMarketingThisWeek.com
Part 7 (Excerpt)
Prices are back to 2003 levels: A Short Sale is significantly cheaper for a bank than a foreclosure
Were in the studio today with Kalyn Roberts and Jeri League of the Dreamvesting Group, these two young ladies are experts in the short sale area, they are NOT going to tell you what you want to hear, they are going to tell you what you need to hear. There is a big difference between what you want and what you need in the case of getting out of a situation. We talked during the break about the different types of people; who qualifies, who doesnt qualify, who this is good for, and who its not good for. I want you to talk about people who are upside down and how youre here to help.
What we want to get across today if you just need to call someone if youre upside down in your mortgage, if you have a listing next door and its a bank owned or short sale, there is a good chance youre probably upside down in you mortgage if you bought anytime in the last, in the last 5 years were almost back to 2003 pricing now.
Just to jump in real quick, Jeri and Kalyn its not just the people who purchased, its the people who used their homes as ATMs which is a crude way for me to say it but lets be honest. You watch the television, and I am not going to name any names, but a company that rhymes with lietech though, they have a commercial where they are showing pictures of using your home to buy a big boat and everybody got sucked into that and now here were.
Yes, if you used your second mortgage to build that big beautiful pool in your backyard, maybe you need to call us. Yes, its unfortunate, we always tell everyone like you just said, everybody got sucked into it, it doesnt mean youre stupid, it doesnt mean you necessarily made a really bad decision. Most people got caught up in the real estate market and good marketing ploys like that, and the bottom line is as we said earlier you dont have to be late on your mortgage payment, you dont have to be facing a foreclosure, if youre simply upside down because you refinanced your home or purchased too recently and the house next door is selling for $100,000 less than yours and you just need to get out of a bad financial situation, youre a candidate for a short sale or even a loan modification.
One of the things about loan modifications that I hear all the time is, and I research other loan modification companies, and what I hear is they are telling people things that just arent real. For instance if your owe $400,000 and your house is worth $300,000 and you want your lender to forgive $100,000 on a loan modification, chances are that isnt going to happen, whereas with a short sale, when youre exiting the property because it just isnt going to work, they would in most cases consider doing that.
Absolutely if that is the market value of your home they are going to consider the bottom line, the banks dont want these properties back, it costs them so much money to go through a foreclosure process and as our prices are falling, monthly, weekly, daily, the likelihood of the value of the property being extremely lower by the time they get the property back is 100%.
In addition to the $60,000 in foreclosure cost, paying real estate commissions and a few other fees is significantly better, because the loss is going to be significantly less with a short sale. Heres a question and I hope that I am not putting either of you on the spot, but suppose the guy owes $400,000 on his house, lets just say its worth $300,000 and you get the listing and this guy is out at a cocktail party and his cousin shows up and says, Ill buy the house from you. Ill buy the house from you, we will make the bank pay the difference and Ill just let you stay in the house. Is that a realistic situation, is someone going to find out about it? Is it good to do that or not?
In real estate, real estate purchases and transactions have to be non-arms length. Now arms length is described as your parents and your children, other than that we pretty much stay out of it because theoretically, yes that could happen, however the banks want to see that the homeowner is not benefiting, so the homeowner would have to become a tenant and be paying rent to new owner at that point. So there are many legitimate situations where you could meet someone who would buy the home and allow you to stay in the home…
Duration : 0:5:53
http://www.operationrest.org/
Mission educates borrowers about all methods to stop foreclosure including lessons on modifications and sale of property and what to do when in bankruptcy.
How To Stop Foreclosure Free national non-profit will help you to avoid foreclosure, providing information for preventing foreclosure. Stop house foreclosure today with easy to follow instructions.
Operation Restoration
http://learntostopforeclosure.com
863 Ormewood Ave SE
Atlanta, GA 30316
(404) 963-1082
Duration : 0:2:1