What Are Your Foreclosure Rights?
Tuesday, August 31st, 2010Unfortunately, the answer to that question is, it depends. Mostly it depends on what state you are in. Each state has different laws and timelines when it comes to foreclosure rights. You need to do your research and find out what those laws are in your state.
You can do this through online research and by contacting state and local agencies. Your state, city or county will likely have foreclosure resources for you. HUD is also a good place to look for help.
No matter what state you live in, part of your foreclosure rights includes the right to legal counsel. If you can afford it, this is a good idea. A qualified attorney will know about foreclosure law in your state. They should also be able to explain to you exactly where you are at in your foreclosure process, what legal rights you have, and what options are available to you.
You also have the right to ask your mortgage company to stop contacting you. Again, you will want to check the laws on this to see if they legally have to stop contacting you if you request it. You might want to send the request in writing and be sure to date it.
An experienced foreclosure lawyer answers the question . Visit OneCaboodle.com today.