Posts Tagged ‘foreclosure rights’

Do You Know How to Protect Your Foreclosure Rights?

Saturday, January 10th, 2009

I hope you do because no one else is going to protect them for you. You cannot count on anyone else to look after your foreclosure rights for you. So how do you protect them?

The best first step is to find out what the foreclosure laws are in your state. A lot of what your rights are and are not are determined by the laws of your state. Do what you need to do to get this information. Not only will it help you protect your foreclosure rights but it will also help you understand what is coming next in your foreclosure.

Another great step is to figure out exactly where you are at in the foreclosure process. The laws for your state will have timelines associated with them that determines how long you really have to save your home. You have to know where you are at in the process in order to understand how you can protect your foreclosure rights at your stage of the game.

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Do You Know What Your Foreclosure Rights Are?

Friday, December 26th, 2008

If your home is in foreclosure and you don’t know what your foreclosure rights are, you need to get yourself educated and you need to get yourself educated fast. What your rights are vary from state to state since every state has different laws that govern the foreclosure process.

An attorney is probably your best bet for quickly and accurately getting the right kind of education about what your foreclosure rights are. They know what the laws are that govern your state and can give you the best options about what you can do about your foreclosure.

If you can’t get an attorney, other good sources of information about what your foreclosure rights are would be your state, county and local government websites. There you can usually at least get a good start about what foreclosure looks like in your state, what the timelines are, and with a little effort, you can find out where you are in your foreclosure process.

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Understand What Your Foreclosure Rights Are

Thursday, November 20th, 2008

There is no simple or one-size-fits-all answer for what your foreclosure rights are. Every state has different laws that govern the foreclosure process in that state. You need to find out what the laws are in your state and what your rights are.

This is not always easy to find out but a good place to start is your local county website. I know that in my case, my county’s website had the most detailed information about what my foreclosure rights are and where I was in the foreclosure process.

For me, all of the documents that my mortgage company’s lawyers had to file were all on this website. It was a great way for me to keep myself informed about what was going on in my foreclosure.

Another good thing to do in order to fully understand what your foreclosure rights are is to hire an attorney. They will be fully versed in what the laws are that govern foreclosure in your state and what your options are to stop foreclosure.

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How Do You Know What Your Foreclosure Rights Are?

Monday, October 27th, 2008

If you want to save your house from foreclosure, you need to understand what your foreclosure rights are. The best way to start understanding what those rights are is by doing some research and some digging.

Your city, county and state websites are great places to start. An important thing that you need to understand is that the laws that govern foreclosure differ from state to state. You need to understand what the laws are for your state. That will help you figure out your foreclosure rights, where you are at in the foreclosure process and how much time you have left to save your home.

The internet in general is a great source of information about foreclosure rights. Just be careful about where you are getting your information. Be sure to check out many different websites to get different perspectives and to help verify the information that you get.

 

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What Foreclosure Rights Do You Have?

Tuesday, October 21st, 2008

When you are facing foreclosure, understanding what your rights are is important. You stand a much better chance of saving your home if you understand what your foreclosure rights are. The best place to start in order to understand your right is the website for your state. Every state has different timelines and homeowner rights. If you truly want to understand what those are, you are going to need to do some digging.

Another good way to truly understand your foreclosure rights is to talk to a real estate attorney. It is their job to know and understand the laws related to real estate. A lawyer can help you understand what the foreclosure laws are that govern your state and what your rights are under those laws.

If getting an attorney is not a feasible option for you, you are going to need to become your own advocate and do the legwork of understanding what the laws are in your state. Many states have free resources that can help you understand your foreclosure rights and options. Be sure to take advantage of those resources.

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Know Your Rights During Foreclosure

Wednesday, September 17th, 2008

Understanding what your rights are during foreclosure means that you are going to have to do some research. Your foreclosure rights (and timelines!) vary from state to state. A little bit of time spent on your state’s website researching foreclosure will bring you to the foreclosure laws that govern your state. Personally I have found the website for my county and other counties within my state to be the most helpful in explaining what my state’s foreclosure laws are and what my rights are within those laws.

Part of understanding what your foreclosure rights are can also be understood simply by the paperwork that you will get from your banks lawyers. Within the paperwork itself, it will tell you what your rights are. The timelines in foreclosure tend to work very quickly so pay attention to the paperwork that you get and figure out when court dates are and what timelines you are working with. I know that in my state there were certain timelines for filing an intent to cure (paperwork that I filed with the county that indicated that I planned to “cure” my loan - in other words pay it current). Some states also have right of redemption periods (this allows you to come up with all of the money to essentially buy your house back).

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