Posts Tagged ‘Mortgage’

How to Stop Foreclosure with Loan Modification

Tuesday, March 9th, 2010

http://HowToSaveMyFamilysHome.com Shows you how to save between 30-50% on your mortgage interest and get your bank to give you a mortgage payment that you can actually afford. Works even if you’re not currently behind on your mortgage! 30,000,000 homeowners are eligible and don’t even know it!

Duration : 0:9:36

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foreclosure fraud pt 2- read update info

Saturday, March 6th, 2010

UPDATE: July 11, 2009

on ‘no judicial immunity’

Courts enforcing mere statutes do not act judicially merely ministerial, having thus no judicial immunity, and unlike courts of law do not obtain jurisdiction by service of process nor even arrest and compelled appearance. Boswell v. Otis, 9 Howard 336, 348.

update on my foreclosure, (watch the videos below for some background

After the bank committed forgery by signing the same name (by 3 separate hands), on a proof of service which they claimed they posted on my door by court order, (but NEVER did), and after a sheriff posted a 5 day notice to vacate, BASED on this fraudulent proof of service, (which by the way was not only a forgery, but not even filed by the required deadline, and then backdated by the clerk of court), i was forced to file bankruptcy to put a ’stay’ on the sgeriffs to prevent them from forcing me out and to buy more time to build my case.

The banksters filed a motion to ‘lift my stay’, but then i was told by the bankruptcy court, that they withdrew it. I called the bankruptcy court every day for a week, to see if the bank tried to re-file it, (so that i might be prepared to counter them), and the clerk informed me that NOTHING else had been filed, and that NOTHING at all had been filed again.

Then yesterday i called again, and the clerks said that the bank had a motion to lift the stay all along, and that they had accidently filed it TWICE, and withdrew ONE..

can you say MANEUVRE?

AND

I also called the local court every day to see if any opposition to my complaints and motions to vacate the clerks default ( which the banks had gotten the stay based on with their forgery, perjury and fraud), they assured my no opposition or response had been filed, (their deadline to file opposition was monday, but i checked every day just in case the clerk decided to backdate something again… sure enough, they did it AGAIN!

This is an OUTRIGHT violation of due process and nothing more than the courts furthering the agenda of criminal syndacates called BANKSTERS, to fraud the people out of their property,

We all know the BANK (and there is really only ONE…..the IMF), are destroying the land we believed was free and our families fought for to own their own property thst NO ONE could take away from them, (that is the very fabric of what freedom mean, no one can TAKE what is yours), but the bank could not get away with it idf the courts were not comprised of their very own agents POSING AS JUDGES AND CLERKS who took oaths to PROTECT our RIGHTS and who purport to SERVE us.

I assure, they do not,

The courts do not serve the PEOPLE any more than the police, or your congressman, mayor, govenor, or your local POLICY enforcement agents ‘called’ peace officers.

It is not just the banksters destroying this country, but destroying this world, by implanting THEIR greedy psychopathic evil liars in the positiopns of power OVER the people they alledge to serve.

The judges work for the banks, and so do all the rest of them. This is how they get away with denying all due process and following NO LAW.

They are spineless cowards, greedy little satan serving demons.. and they WILL answer to a power so formidable that i even tremble to think of it.

Their sentences will be far worse in the end, than even the the millions of children and innocent women and men tortured and murdered by courts who uphold the agenda of these banksters and force the people to labor to fund this genocide and mayhem,, for their suffering will be for eternity.

Remember what it means to be brave… these banksters get away with it because the courts are COWARDS. Do you have the Bravery to stand up to judges, policy enforcement agents, congressmen, and evil kings?

Or will you roll over and obey them, so that you might just go along to get along one more day?

Duration : 0:9:59

(more…)

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foreclosure fraud pt 2- read update info

Saturday, March 6th, 2010

UPDATE: July 11, 2009

on ‘no judicial immunity’

Courts enforcing mere statutes do not act judicially merely ministerial, having thus no judicial immunity, and unlike courts of law do not obtain jurisdiction by service of process nor even arrest and compelled appearance. Boswell v. Otis, 9 Howard 336, 348.

update on my foreclosure, (watch the videos below for some background

After the bank committed forgery by signing the same name (by 3 separate hands), on a proof of service which they claimed they posted on my door by court order, (but NEVER did), and after a sheriff posted a 5 day notice to vacate, BASED on this fraudulent proof of service, (which by the way was not only a forgery, but not even filed by the required deadline, and then backdated by the clerk of court), i was forced to file bankruptcy to put a ’stay’ on the sgeriffs to prevent them from forcing me out and to buy more time to build my case.

The banksters filed a motion to ‘lift my stay’, but then i was told by the bankruptcy court, that they withdrew it. I called the bankruptcy court every day for a week, to see if the bank tried to re-file it, (so that i might be prepared to counter them), and the clerk informed me that NOTHING else had been filed, and that NOTHING at all had been filed again.

Then yesterday i called again, and the clerks said that the bank had a motion to lift the stay all along, and that they had accidently filed it TWICE, and withdrew ONE..

can you say MANEUVRE?

AND

I also called the local court every day to see if any opposition to my complaints and motions to vacate the clerks default ( which the banks had gotten the stay based on with their forgery, perjury and fraud), they assured my no opposition or response had been filed, (their deadline to file opposition was monday, but i checked every day just in case the clerk decided to backdate something again… sure enough, they did it AGAIN!

This is an OUTRIGHT violation of due process and nothing more than the courts furthering the agenda of criminal syndacates called BANKSTERS, to fraud the people out of their property,

We all know the BANK (and there is really only ONE…..the IMF), are destroying the land we believed was free and our families fought for to own their own property thst NO ONE could take away from them, (that is the very fabric of what freedom mean, no one can TAKE what is yours), but the bank could not get away with it idf the courts were not comprised of their very own agents POSING AS JUDGES AND CLERKS who took oaths to PROTECT our RIGHTS and who purport to SERVE us.

I assure, they do not,

The courts do not serve the PEOPLE any more than the police, or your congressman, mayor, govenor, or your local POLICY enforcement agents ‘called’ peace officers.

It is not just the banksters destroying this country, but destroying this world, by implanting THEIR greedy psychopathic evil liars in the positiopns of power OVER the people they alledge to serve.

The judges work for the banks, and so do all the rest of them. This is how they get away with denying all due process and following NO LAW.

They are spineless cowards, greedy little satan serving demons.. and they WILL answer to a power so formidable that i even tremble to think of it.

Their sentences will be far worse in the end, than even the the millions of children and innocent women and men tortured and murdered by courts who uphold the agenda of these banksters and force the people to labor to fund this genocide and mayhem,, for their suffering will be for eternity.

Remember what it means to be brave… these banksters get away with it because the courts are COWARDS. Do you have the Bravery to stand up to judges, policy enforcement agents, congressmen, and evil kings?

Or will you roll over and obey them, so that you might just go along to get along one more day?

Duration : 0:9:59

(more…)

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Mortgage Help To Stop Foreclosure

Wednesday, March 3rd, 2010

http://endforeclosure.us/help-mortgage Law Firm gives free mortgage help advice to stop foreclosure. Just Go to their site and find out how you can get mortgage help.

Duration : 0:2:32

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Miami Attorney, Foreclosure Defense Avoid Foreclosure,Stopping Foreclosure, short sale.

Sunday, February 28th, 2010

http://www.miamiattorneygroup.com or call
(888) 445-2851.

Are you in foreclosure or facing a possible foreclosure proceeding against your home? If so, are you looking for ways to stop foreclosure? If this is you, then you may want to keep reading this article.

We fight foreclosure cases. As attorneys concentrating on this area, we know how to defend foreclosure. Some delay and stop foreclosure, and we will help you to win and free the property of the mortgage by using foreclosure defenses, The Saenz Law Firm defends Florida homeowners rights to stay in their houses when facing foreclosure by banks and mortgage companies. We serve clients throughout the state.
We defend home foreclosures with the aim of winning and keeping you in your home.

News
Why Lenders Cannot Find Mortgage Notes

It seems like the mortgage note would be a basic piece of paperwork a mortgage lender would have readily available. However, with the way mortgages (primarily subprime mortgages) have been sold, re-sold, and re-sold again over the past 5 years the paperwork hasn’t always kept up with the sales transactions. If this is the case with your mortgage company and you ask them to produce your original mortgage note and they cannot, then they may not legally be able to proceed in a foreclosure against you until they can locate the note. If this is the case you may have some time to work something out to keep your home.

Visit http://www.miamiattorneygroup.com or call
(888) 445-2851.

Duration : 0:3:31

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When am actually out of the foreclosure process?

Sunday, February 28th, 2010

Real estate tips from Derek Ebrecht of GREEN LIGHT REALTY. Information is provided by “It’s Time to Move Up”, the real estate resource for consumers who want their questions answers in ways they can understand. Derek specializes in foreclosure homes and foreclosure homes only. For more information please visit www.greenlight-realty.com or www.itstimetomoveup.tv.

Duration : 0:5:54

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STOP FORECLOSURE ON YOUR HOME NOW!! SIMPLE STEPS YOU CAN TAKE.

Thursday, February 25th, 2010

VISIT TODAY AND DISCOVER AN EASY WAY TO AVOID FORECLOSURE ON YOUR HOME.
http://www.operationstopforeclosure.com/
SALE YOUR HOME. DEED IN LIEU.
mortgage, house, home, foreclosure, property, sell, recession, deed in lieu, building, loan, bankruptcy, modification, special forbearance, fixed rate, adjustable rate, interest rate, finance charge, short sale, delinquent, notice of intent, investment

Duration : 0:3:39

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Foreclosure Short Sale, Mortgage & Real Estate Marketing, Bank Approved Sales Process

Thursday, February 25th, 2010

Facing Foreclosure on Your Real Estate Mortgage, Short Sale & Loan Modification are Alternatives. Hire an Expert Short Sale Negotiator, Experienced Real Estate Agent. Go To http://RealEstateMarketingThisWeek.com

Part 7 (Excerpt)

Prices are back to 2003 levels: A Short Sale is significantly cheaper for a bank than a foreclosure

Were in the studio today with Kalyn Roberts and Jeri League of the Dreamvesting Group, these two young ladies are experts in the short sale area, they are NOT going to tell you what you want to hear, they are going to tell you what you need to hear. There is a big difference between what you want and what you need in the case of getting out of a situation. We talked during the break about the different types of people; who qualifies, who doesnt qualify, who this is good for, and who its not good for. I want you to talk about people who are upside down and how youre here to help.

What we want to get across today if you just need to call someone if youre upside down in your mortgage, if you have a listing next door and its a bank owned or short sale, there is a good chance youre probably upside down in you mortgage if you bought anytime in the last, in the last 5 years were almost back to 2003 pricing now.

Just to jump in real quick, Jeri and Kalyn its not just the people who purchased, its the people who used their homes as ATMs which is a crude way for me to say it but lets be honest. You watch the television, and I am not going to name any names, but a company that rhymes with lietech though, they have a commercial where they are showing pictures of using your home to buy a big boat and everybody got sucked into that and now here were.

Yes, if you used your second mortgage to build that big beautiful pool in your backyard, maybe you need to call us. Yes, its unfortunate, we always tell everyone like you just said, everybody got sucked into it, it doesnt mean youre stupid, it doesnt mean you necessarily made a really bad decision. Most people got caught up in the real estate market and good marketing ploys like that, and the bottom line is as we said earlier you dont have to be late on your mortgage payment, you dont have to be facing a foreclosure, if youre simply upside down because you refinanced your home or purchased too recently and the house next door is selling for $100,000 less than yours and you just need to get out of a bad financial situation, youre a candidate for a short sale or even a loan modification.

One of the things about loan modifications that I hear all the time is, and I research other loan modification companies, and what I hear is they are telling people things that just arent real. For instance if your owe $400,000 and your house is worth $300,000 and you want your lender to forgive $100,000 on a loan modification, chances are that isnt going to happen, whereas with a short sale, when youre exiting the property because it just isnt going to work, they would in most cases consider doing that.

Absolutely if that is the market value of your home they are going to consider the bottom line, the banks dont want these properties back, it costs them so much money to go through a foreclosure process and as our prices are falling, monthly, weekly, daily, the likelihood of the value of the property being extremely lower by the time they get the property back is 100%.

In addition to the $60,000 in foreclosure cost, paying real estate commissions and a few other fees is significantly better, because the loss is going to be significantly less with a short sale. Heres a question and I hope that I am not putting either of you on the spot, but suppose the guy owes $400,000 on his house, lets just say its worth $300,000 and you get the listing and this guy is out at a cocktail party and his cousin shows up and says, Ill buy the house from you. Ill buy the house from you, we will make the bank pay the difference and Ill just let you stay in the house. Is that a realistic situation, is someone going to find out about it? Is it good to do that or not?

In real estate, real estate purchases and transactions have to be non-arms length. Now arms length is described as your parents and your children, other than that we pretty much stay out of it because theoretically, yes that could happen, however the banks want to see that the homeowner is not benefiting, so the homeowner would have to become a tenant and be paying rent to new owner at that point. So there are many legitimate situations where you could meet someone who would buy the home and allow you to stay in the home…

Duration : 0:5:53

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How To Stop A Home Foreclosure And Slap The Bank!

Tuesday, February 23rd, 2010

http://www.BitchSlapTheBank.com
How to stop a foreclosure on your home. Home forclosures are on the rise, but there are laws to protect you. Learn how to stop a home foreclosure before it’s to late! Avoid home foreclosure now and save your home!

Duration : 0:4:55

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Shirley Gibson on Landlords in Foreclosure

Tuesday, February 23rd, 2010

In this video, Shirley Gibson, a staff attorney with The Legal Aid Society of San Mateo County, talks about the threats to tenants whose landlords are in foreclosure, and explains tenants’ rights under the law. For more information, go to KTEH’s website, at www.kteh.org. As thousands of families in Northern California face foreclosure, KTEH is working to connect them with the help they need.

Duration : 0:5:34

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